Tag: Buyer Tips

Do You Need a Jumbo Loan?

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Posted on 02/28/2021

Photo by Bruce Clark from Pexels The Federal Housing Finance Agency (FHFA) limits how much you can borrow to buy a house. If you want to take out a mortgage that is above the limits, you have to apply for a jumbo mortgage. As of mid-2019, the limits were increased to $484,350 for most of the country. Some...

Jumbo Loan

Financing

Top Reasons to Buy in a Community with an HOA

Posted on 02/21/2021

Photo by Pixabay from Pexels Homeowners associations are common features of new residential subdivisions, condominiums and townhouse developments, planned communities, and vacation resorts throughout the United States and abroad. Typically established by the builder or developer, such associations are most often responsible for maintenance of common facilities. They also frequently oversee the operation of community centers, pools, golf...

Condominium

HOA

Home Buyer: Inspection or No Inspection

Posted on 01/10/2021

Image by mohamed Hassan from Pixabay As you move forward with your home purchase, your real estate agent may recommend that you have your home inspected. Sometimes the inspection is required by the lender or insurance company, but sometimes it’s an optional step. Buyers who have the option sometimes consider skipping the inspection to save a little cash....

Home Inspection

Are You Ready to Address Homebuying Hurdles?

Posted on 11/22/2020

Purchasing a home may prove to be a long, arduous process, particularly for individuals who fail to prepare for potential house buying hurdles. Thankfully, there are several things that you can do to put yourself in position to enjoy a successful homebuying journey, such as: 1. Establish Realistic Expectations Much in the same way that Rome was not built...

How Much Time Do You Need to Craft an Offer to Purchase a House?

Posted on 08/16/2020

Creating an offer to purchase a home may require several minutes, hours or days – it all depends on the buyer. Fortunately, there are many things you can do to accelerate the process of putting together a homebuying proposal that will get a seller's attention. These include: 1. Study the Housing Market Closely When it comes to preparing an...

Offer To Purchase

Should You Choose an HOA Community?

Posted on 07/07/2020

Photo by Curtis Adams from Pexels Homeowners associations (HOAs) exist to maintain the cleanliness and appeal of a community. Whether a home belongs to a HOA is a major consideration for home buyers. Some see it as a benefit, others a deal breaker. Here's what to consider before going with or without a HOA. Privacy If privacy is...

HOA

Community

Avoid a Complicated Homebuying Experience

Posted on 06/14/2020

As a homebuyer, you likely want to do everything you can to ensure you can seamlessly navigate the property buying journey. Yet problems may arise that hamper your homebuying aspirations. Lucky for you, we're here to help you analyze the property buying journey and ensure you can avoid complications along the way. Now, let's take a look at three...

Why There's No Need to Wait to Pursue Your Dream Residence

Posted on 03/29/2020

If you've always dreamed of owning a house, there is no need to wait to enter the real estate market. In fact, there are many reasons to kick off a house search today, and these include: 1. You can upgrade from your current residence. If you live with family members or friends or rent an apartment, buying a home...

What to Look For When You're House Hunting

Posted on 12/22/2019

Shopping for a new house can seem like an overwhelming experience because there are so many factors to consider. The top priorities for the majority of house hunters include the quality of the school district, the number of bedrooms and bathrooms, and the overall condition of the house. Price is also a major consideration, as is square footage, commuting...

Tips On Selecting A House

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Posted on 12/08/2019

Are You Ready to Pursue Your Dream Residence?

Let's face it – purchasing your dream home may prove to be an uphill climb, particularly for a homebuyer who fails to prepare accordingly. Lucky for you, we're here to help you make your homeownership dream a reality and ensure you can discover your ideal residence in no time at all. Now, let's take a look at three tips...

What Does It Really Cost to Purchase a Home?

Posted on 11/17/2019

The cost of buying a house extends beyond a seller's initial asking price. In fact, there are many "hidden" costs that buyers need to consider as they decide whether to purchase a house, such as: 1. Closing Costs There are various closing costs that a buyer may encounter before he or she finalizes a house purchase, including survey, appraisal...